Join the SSPS Organization inside American Income Life. Warm leads, full licensing support, and a real path to $72,000–$100,000 in your first year.
Transparent numbers. No mystery. Here's how agents on this team actually earn.
The core of your first-year income. Paid on every policy you write for families who already requested info through their union.
On top of your commission, you earn bonuses based on your production. The more you write, the more you're rewarded beyond the base payout.
Residual income for every year clients keep their policies active. Compounds into meaningful income by year two.
The largest organization in AIL. The playbook starts here, not three layers removed.
Every family you talk to raised their hand. No cold calling. No buying leads. Ever.
Direct 1-on-1 coaching, weekly training calls, and field training with a producing manager.
We walk you through everything — course, exam prep, fingerprints, state application.
All virtual. Work from anywhere with a laptop, webcam, and reliable internet.
Paid every year your policies stay on the books. Meaningful residuals by year two.
We'd rather you know upfront than waste both our time.
No. You sell real life insurance from a 70-year-old, A-rated carrier to families who requested benefit info through their union. Commission on your policies, renewals on active ones. Team building is optional.
1099 independent contractor. You run your own book of business, set your own schedule, and handle your own taxes.
No. Most top producers had zero insurance background. What matters is coachability, consistency, and conversation skills. The playbook is teachable.
Typically $150–$300 depending on your state. Covers coursework, exam fees, and state application.
Never. Warm leads come through AIL's 30,000+ union and association partnerships. No lead lists, no paid ads, no cold calling.
After passing your exam and starting field training, average time to first sale is 7–10 days. Income becomes consistent by weeks 7–10.
Yes. Every appointment, training, and mentorship call is virtual. Laptop, webcam, internet, and a quiet space — that's all you need.
Technically yes, but the $72K–$100K figures assume full-time effort. Part-time agents earn proportionally less and take longer to build consistency.
Pick a time that works for you. We'll match you with the next available manager — or choose who you'd like to speak with.
We'll match you with the next available manager on our team.
Income figures are illustrative based on agency data. Individual results vary based on effort, experience, licensing status, and other factors. Agents operate as independent contractors, not employees of Unlimited Capital or American Income Life Insurance Company.